President Joe Biden’s plan to forgive up to $20,000 of federal student loan debt per borrower has been knocked down by the Supreme Court and the COVID-driven student loan payment pause expires on August 31, 2023. Many of the 43… Read More
One of my best friends loves to bake cakes; she posts pictures of her cakes on Instagram and sells her cakes to anyone who would like a custom cake, which for now is mostly family members and friends of friends…. Read More
Many people think of budgeting the same way they think of dieting: the only way to do it is to cut everything fun out of your life. Instead, think of creating a budget as an exercise in examining your priorities… Read More
The financial advice industry is complex, full of jargon and certifications. It is very easy for even the savviest people to be confused by all the different terms in the industry. Whether you have an advisor currently or you are… Read More
You may remember the SECURE Act, which was signed into law by President Donald Trump in December 2019. This Act changed many rules relating to retirement plans, especially IRAs and 401(k)s. One large change this brought is in increasing the… Read More
For those of you who have been paying into Social Security for your entire working careers, the day when you finally retire and begin receiving your Social Security benefits is likely going to be a happy one. But for many,… Read More
Setting a budget for yourself is an important part of personal financial planning. A budget can help you eliminate unnecessary expenses, enabling you to save more and achieve your financial goals faster. Budgeting is a stressful and overwhelming experience for… Read More
November is the beginning of open enrollment for public health insurance through the ACA marketplace and falls within the Medicare open enrollment period. Employer health insurance plans may have different enrollment periods. This is a great time to reflect on… Read More
Strategies for increasing your credit score can seem counterintuitive at times. In this article, we will walk through some tips and tricks to increase your credit score and also explain the method to the madness. Why is credit important? Credit… Read More
In the U.S. and much of the world, credit plays a significant part in our financial systems. Establishing and maintaining a credit score allows individuals to access financial products like mortgages or small business loans. Using a credit card responsibly… Read More
While the deadly effects of smoking are well-documented and undeniable, we cannot ignore the significant harm caused by traditional cigarettes. It is important to