Many people do not have to worry about heirs paying taxes on their estate. This is because the federal exemption amount is currently $13.61 million, meaning that your estate must be valued above that for any estate taxes to apply…. Read More
Small Business Retirement Plans
For small business owners and solo entrepreneurs, planning for retirement can often take a backseat to day-to-day operations. However, establishing a solid retirement plan is essential for both your future and that of your employees. With various options available, finding… Read More
Are Your Finances in Line with Your Values?
Your finances reflect more than just numbers on a spreadsheet—they embody your priorities, dreams, and beliefs. But how often do you step back and examine whether your financial decisions truly align with what you value most? In a world driven… Read More
What is Diversification?
You may have heard that diversification is a good strategy for investing. But what does it mean and why does it matter so much?In investment terms, diversification is a strategy that involves spreading investments across different assets, sectors, industries, and… Read More
Is Money Killing Your Romance?
In the United States, discussions about personal finance often seem to be plentiful in a broad sense – with talk shows, self-help books, and a fascination with tax loopholes and extravagant purchases. Strangely, however, these discussions become notably scarce when… Read More
Today’s Treasury Rates Explained
Bonds are essentially loans. You give a company or some other entity money, they pay you interest, and eventually give you your original investment back. United States Treasury-Bills or T-Bills work a little differently. T-Bills are short-term securities issued by… Read More